As we head into peak wildfire season in Sonoma County, now is the time for homeowners to review their insurance policies and take action. At Jenkins Insurance Agencies Inc., we help local residents prepare for the unexpected and understand exactly what their homeowners insurance covers—and what it doesn’t.
Does Your Policy Cover Wildfire Damage?
Most standard homeowners insurance policies do include fire damage, but:
- Are your coverage limits up to date with rising rebuild costs?
- Have you considered additional living expense coverage in case you’re displaced?
- Do you need scheduled personal property protection for high-value items?
Local Tips to Fireproof Your Home:
- Clear brush and dry vegetation at least 100 feet from your structure
- Use ember-resistant vents and Class A fire-rated roofing
- Store important documents (including your insurance info) digitally or in a go-bag
Request a free policy review today and make sure you’re fully covered before fire season peaks.